A new approach to investing
Radical though it may sound, we believe investing should be a clear and straightforward experience. We build and manage diversified portfolios, using technology to keep charges low and clearly show where you’re invested.
With investment, your capital is at risk
Regulated
We are authorised and regulated by the Financial Conduct Authority
Protected
Your money and assets are held separately with Barclays and State Street
Trusted
We asked for your feedback and you rated us 'Excellent' on TrustPilot
Why choose Nutmeg?
We were the first and we’re now the largest digital wealth manager in the UK with over 140k customers. We don’t hide behind complex pricing structures or financial jargon. We don’t keep you in the dark when it comes to your investments or how they’re performing. Instead, we give you complete transparency – and want you to feel empowered.
Experienced
Our in-house investment team have built a range of intelligent portfolios and can adjust them to your risk appetite and style. Like the idea of investing with a socially responsible focus? You can do just that with Nutmeg.
Simple
It's easy to open an account or transfer investments to Nutmeg. Log in from any device and start with as little as £100 or £500 depending on the product. We charge no exit fees, speak plain English, and give you the flexibility to change your investment style altogether.
Transparent
At Nutmeg, we’ll keep you up to date on what exactly you’re invested in and how your investments are performing. But that’s not all. Our customer support will be on-hand to answer any questions you have.
Our products
All our products are designed to bring you closer to your life goals, whether it's a retirement in the sun or a modest starter home.
Pension
An easy to use, easy to track personal pension with 25% government top-up on your contributions.
Lifetime ISA
Make use of your 25% government bonus when investing for your first home or retirement.
General investment
A simple, flexible general investment account with no limits on how much you can put in.
Junior ISA
A parent or guardian can make tax-free contributions each year, for this tax year up to £9,000. The named child can then manage the account from 16 and access the funds when they turn 18.
Stocks and shares ISA
Tax-free returns on contributions up to £20,000 each tax year. Investing made easy.
How it works
You can join Nutmeg in minutes. Just follow these three steps.
1
Set your goal
Tell us how much you want to put in and what risk level works for you. Our in-house investment team have built a range of portfolios and will invest as per your chosen investment style.
2
Choose an investment style
Between Fully Managed, Fixed Allocation, Socially Responsible or Smart Alpha portfolios powered by J.P. Morgan Asset Management. Choose the style that suits you – then decide whether to invest straight away or drip-feed your cash into the markets.
3
Leave it to us
Our investment team will do the heavy lifting from here. We’ll then let you know where you’re invested and how your investments are performing.
Capital at risk
How we invest
Investment is hard. Just ask all those who have tried and failed to beat the market. Fortunately, we have the people, the technology and the portfolios to help.
People
Everyone in our investment team left the traditional industry behind, frustrated by the exclusivity and lack of transparency in the investment world. We may use clever technology to do what we do, but it'd be nothing without the people behind the scenes. Their experience stretches macro-economics, market analysis, and risk and security selection across a range of investments.
Technology
Expect your interactions with Nutmeg to be effortless and – that word again – transparent. But all this is only possible due to some serious tech. Tech that will keep you on top of your investments, but also reinvest your dividends and rebalance your portfolio automatically. We at Nutmeg are a technology company, not just a financial services company.
Portfolios
Our portfolios are diversified across many different types of assets, countries and industry sectors. Diversifying in this way spreads the risk of your investments while improving your opportunity for returns. We also only trade exchange traded funds (or ETFs) – liquid, low cost, flexible and transparent funds that track an index.
A simple fee structure
At Nutmeg, our fee depends entirely on the investment style you select and the amount you invest. We don’t charge high fees to pay for a bloated sales force. We don’t hit you with sneaky charges.
Past performance and allocation
We’re proud of our track record. We want to be transparent about the natural ups and downs investors face. But also, we want to be clear with you about exactly what we’re investing in.
We believe long-term, intelligent asset allocation is a far better investment approach than trying to pick a single company that may outperform its competitors. Our expert investment team use a broad range of assets to build sophisticated, globally-diversified portfolios.
Explore our track recordCapital at risk. Past performance is not a reliable indicator of future performance
Arrange a call with client services
Arrange a call with client services
Our team of specialists can help answer any questions you may have.